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New Jersey Supreme Court’s Saccone Opinion Creates Special Needs Trust Opportunities and Pitfalls


To qualify for Supplemental Security Income (SSI) from the Social Security Administration (SSA), Medicaid, and other government disability benefits, an individual’s income must be within program limits. Pensions and most other payments typically throw a disabled person’s income over SSI and Medicaid income caps. However, pensions and other payments don’t count against income caps for […]


Miller Trusts to come to New Jersey Medicaid in November


New details have emerged about New Jersey Medicaid’s shift to Miller trusts. The state has indicated the Miller trust program will begin on November 1, 2014. People who use Miller trusts will reportedly be eligible for Medicaid in the month after the trust formation. So folks who qualify for Medicaid through a Miller trust created […]


New Jersey Guardianship for a Vulnerable Adult


When seniors suffer from Alzheimer’s, dementia or other mental ailments, they can become vulnerable to exploitation. We have seen folks have their accounts drained by new “friends” and lovers, become the victim of obvious scams, make terrible financial decisions on the advice of self-serving salesmen, and plow through their savings buying needless items from home […]


Medicare to Assign Star Ratings to Hospitals


Medicare will soon begin assigning hospitals star ratings, similar to nursing homes. Medicare maintains a database with data for most hospitals in the United States, similar to its nursing home compare database. But unlike nursing homes, Medicare does not assign a star rating to hospitals. That is set to change later this year. Last week, […]


New Jersey Guardianships for Children with Developmental Disabilities


If you have a child with developmental disabilities, you should consider applying to be his guardian when he reaches age 18. At age 18, a child becomes a legal adult and a parent can no longer make decisions for him, regardless of the child’s disabilities or whether he lives with parents. Without a guardianship, banks, […]


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Homepage photo: Cows grazing at Meadowbrook Farm, Bernardsville, NJ by Siddharth Mallya. October 23, 2012. http://en.wikipedia.org/wiki/File:Autumn_Leaves_13.jpg.
Interior photo: Somerset hills pastoral scene by Lawrence Friedman.