People with severe, chronic disabilities that are manifest by age 22 and substantially limit at least three kinds of major life activities are developmentally disabled and potentially eligible for services from the New Jersey Department of Human Services Division of Developmental Disabilities (“DDD”). For many families, the most important DDD benefit is residential housing aid […]
While it always is dangerous to sign any contract without first consulting a lawyer, it is especially risky to sign papers provided by a nursing home, assisted living facility, or other care center upon a loved one’s admission. First, you likely will be under substantial stress and not in a frame of mind to give the contract […]
Reverse mortgages can provide income to cash-strapped older homeowners, but they aren’t a panacea. They can be a quick source of cash but come with a price. To determine whether a reverse mortgage can help you meet your goals, consider the plusses and minuses. How reverse mortgages work Meant for homeowners age 62 and older, […]
Nursing homes may not require a child to guaranty a parent’s bill although some courts may enforce a so-called “voluntary” guaranty. Of course, in the stress filled admission of a parent to a care facility, a child may not realize that he/she is agreeing to a “voluntary” guaranty. Care facility contracts frequently have other unfavorable provisions that can be difficult to understand or even notice. Nevertheless, courts often enforce contracts […]
Of course, it’s a “trick question.” There is no bright age line between those who should and shouldn’t be driving. As we all know, many factors beyond age influence whether an individual should drive. As a car or other motor vehicle is a lethal weapon that can harm both the driver and others, nobody whether age 20 […]