Will Congress Delay Medicare Eligibility to Benefit Hospitals?

The deficit reduction plan authorized this summer would automatically cut billions of dollars from Medicare payments to hospitals and other health providers unless Congress agrees to alternate budget reductions. Medicare typically pays hospitals and health providers lower rates than other health insurers pay. Thus, the hospital industry is lobbying Congress … Continue reading

Should you give your home to your kids now?

Titling your home to your children can be very risky. Once your children own your home, they can sell the home out from under you or simply force you to leave, a major risk should a child develop credit or marital issues. Gifting your home also gives up equity you … Continue reading

Federal Court Supports Special Needs Trusts

Federal law provides that trusts containing assets of a disabled beneficiary generally disqualify the beneficiary for Medicaid, Supplemental Security Income, and various other disability benefits. However, amounts in certain pooled special needs trusts and individual special needs trusts are not subject to this general rule. Pennsylvania enacted various restrictions on … Continue reading

When Should You Start Social Security?

Your Social Security retirement benefit depends on your earnings history and when you choose to start receiving Social Security. While you can start Social Security retirement benefits at age 62, if you elect to begin Social Security before reaching normal retirement age (“NRA”), your benefit is reduced. On the other … Continue reading

New Class Action Gives People with Autism Their Day in Court

Federal court in Potter v. Blue Cross Blue Shield of Michigan has authorized a class action against Blue Cross and Blue Shield of Michigan. Plaintiffs claim that Blue Cross and Blue Shield of Michigan improperly denied health benefit claims for applied behavior analysis therapy on grounds that it is investigative … Continue reading

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Homepage photo: Cows grazing at Meadowbrook Farm, Bernardsville, NJ by Siddharth Mallya. October 23, 2012.
Interior photo: Somerset hills pastoral scene by Lawrence Friedman.