Supplemental Security Income (SSI) and Social Security Disability (SSD) are monthly payments to an individual who is disabled per Social Security definition. Medicaid can cover health care for people who meet the Social Security definition of disabled and in some cases developmental disabilities housing as well. Although the actual test is very technical, for […]
Special needs trusts (also called supplemental needs trusts, supplemental benefits trusts, and SNTs) are used to set aside money for a disabled person to supplement rather than supplant government disability programs like Medicaid and Supplemental Security Income (also called SSI). Many attorneys create special needs trusts, but not all lawyers who draft SNTs have expertise […]
The United States is rethinking how it pays for healthcare. There has been a lot of public discussion about the fate of the Affordable Care Act – whether it will be repealed, and if so, what its replacement (if any) will look like. There has been less discussion about something related that may have an […]
America has an aging population. As the baby boomer generation grows older (and wiser) and lifespans continue to increase, more and more people are going to need long term care. Today, long term care is invariably provided by humans – by family members, home health aides, and staff at nursing homes and assisted living facilities. […]
People who seek New Jersey Medicaid for long term care (in a nursing home, assisted living facility or with home health aides) are often told they should use a Qualified Income Trust (QIT, aka Miller Trust). However, I’ve heard a lot of misconceptions lately about what a QIT is, and what it’s used for. There […]
