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Affordable Care Act Portal Can Help You Find Health Insurance


Governor Murphy’s Administration announced that the Affordable Care Act’s open enrollment period runs through Dec. 15, and http://www.GetCovered.NJ.gov provides a portal for New Jersey residents seeking health insurance coverage. The site addresses plan options, financial assistance and contact information for New Jersey residents seeking health insurance.  The New Jersey Department of … Continue reading


Medicare Open Enrollment, Original Medicare Parts A and B, Medicare Part C Advantage Plans, Medicare Part D Prescription Drug Plan Donut Hole Partially Plugged


The following article was written by guest author Lindsay Engle, editor of Medicare FAQ, and Lindsay is solely  responsible for its content.  As with all our blog posts, please remember that this website provides general information that isn’t tailored to your particular situation and may not take into account updates, … Continue reading


New SSI POMS on Sole Benefit Rule for SNT’s


A few months ago, the Social Security Administration released new POMS on the sole benefit rule for first-party special needs trusts. A first-party special needs trust (SNT) is an SNT established to hold the property of the beneficiary – the disabled person.  Often this is funded as part of a … Continue reading


Using Qualified Income Trusts to Qualify for Medicaid to Fund Long Term Care


To qualify for Medicaid to fund long term care in New Jersey, your monthly Medicaid countable income must not exceed Medicaid income caps– $2,250 per month for an unmarried applicant in 2018. However, not all receipts are Medicaid countable income, and even if your Medicaid countable income exceeds long term … Continue reading


NJ Medicaid Changes Penalty Divisor


New Jersey Medicaid recently changed the way it calculates penalties for gifts. New Jersey residents can qualify for New Jersey Medicaid, a government program that can pay for long term care in a nursing home, assisted living facility, or with home health aides. However, when you apply for long term … Continue reading


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As this website provides general information and isn’t tailored to your particular situation, it doesn’t constitute legal advice and may not take into account rules and exceptions that affect you. Although updated from time to time, this website may not take account of recent legal developments or differences in laws from state to state. For safety sake, obtain individual legal advice before you act! You assume all risk of acting on information contained in this website. This website doesn’t constitute legal advice, and no attorney-client relationship exists unless FriedmanLaw and you execute a written engagement agreement. Please contact us at 908-704-1900 to discuss engaging FriedmanLaw to help resolve your legal concerns.
Homepage photo: Cows grazing at Meadowbrook Farm, Bernardsville, NJ by Siddharth Mallya. October 23, 2012. http://en.wikipedia.org/wiki/File:Autumn_Leaves_13.jpg.
Interior photo: Somerset hills pastoral scene by Lawrence Friedman.