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Dying while Divorcing in New Jersey: the “Black Hole”


New Jersey has laws meant to protect a person from becoming impoverished if his or her spouse is no longer in the picture. New Jersey’s elective share law protects a spouse from being disinherited when the other spouse dies. For example, imagine a man writes a will leaving his entire … Continue reading


Be Careful when Signing Nursing Home Contracts


Take care when signing a contract, and always know what you’re signing. That’s advice that leapt to mind  when I read the recent New York Times article on a nursing home killing.  According to the Times, an elderly woman in a nursing home was suffocated to death by her roommate, an … Continue reading


Do You Need an ABLE Account or a Special Needs Trust [a.k.a. Supplemental Needs Trust]?


As a parent or other loved one of a person with special needs you probably have heard of ABLE, but maybe you aren’t sure how it affects you.  The ABLE (Achieving a Better Life Experience) Act passed Congress in 2014 while New Jersey enacted ABLE implementing legislation January 11, 2016.  … Continue reading


Medicaid Gifts and the Simplified Application


Last week, New Jersey Medicaid announced a simplified process for applying for Medicaid for people with income below the federal poverty level who haven’t made gifts.  We wrote about that in a blog post last week. This simplified process for some applicants is a welcome development.  Unfortunately, however, as is often the … Continue reading


Medicaid simplifies Application Process for Some Applicants


Today, New Jersey Medicaid issued a MedComm (Medicaid Communication) saying that applicants with incomes under the federal poverty level (currently $983 / month) can use an affidavit in lieu of the lookback review. When applying for long term care Medicaid benefits, the Medicaid agency usually requires you to submit five years’ … Continue reading


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Homepage photo: Cows grazing at Meadowbrook Farm, Bernardsville, NJ by Siddharth Mallya. October 23, 2012. http://en.wikipedia.org/wiki/File:Autumn_Leaves_13.jpg.
Interior photo: Somerset hills pastoral scene by Lawrence Friedman.