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Hearing Loss Affects Longevity for Seniors


On Oct.1, 2015, Reuters reported that a recent study involving researchers at Johns Hopkins University School of Medicine in Baltimore, Maryland shows that older people with significant hearing loss are at risk to die sooner than people with normal hearing.  While researchers haven’t determined the cause of the connection, the study points to hearing impairment as at … Continue reading


Medicaid and Elective Share Claims in New Jersey


In New Jersey, if your spouse dies, you have a legal right to take what is called an “elective share” from his estate. The elective share is the minimal amount that a spouse is entitled to by law.  It’s meant to prevent someone from disinheriting his or her spouse and … Continue reading


Medicaid Repayment: All Good Things come at a Price


We have written a lot on this blog about the benefits of the Medicaid program, which is a lifeline for many poor families and people with disabilities and is the only program that pays for long term care, in a nursing home, assisted living facility, etc. But all things come … Continue reading


Appellate Division Makes Do It Yourself Medicaid Gift Planning Even Riskier


The Appellate Division of the Superior Court of New Jersey laid to rest two vexing Medicaid planning issues in C.W. v. Div. of Medical Assistance and Health Servs. (Aug. 31, 2015 #22-2-7790) Since nursing homes average over $10,000 per month in New Jersey and Medicaid is the only government program … Continue reading


Qualifying for Medicaid with a Prepaid Funeral


A prepaid funeral fund may seem morbid or distasteful to some. But for people who need long term care, a prepaid funeral trust may be an attractive way to put money to use that would otherwise be lost. Long term care in a nursing home, assisted living facility or with … Continue reading


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Homepage photo: Cows grazing at Meadowbrook Farm, Bernardsville, NJ by Siddharth Mallya. October 23, 2012. http://en.wikipedia.org/wiki/File:Autumn_Leaves_13.jpg.
Interior photo: Somerset hills pastoral scene by Lawrence Friedman.